fix some issues - including add ledger page and fix reoccuring completions

MEMORY.md

@@ -10,7 +10,7 @@
     ├── [fam]/+page.svelte                   ← fam dashboard
     ├── [fam]/{username}/+page.svelte       ← parent=admin overview, child=kanban
     ├── [fam]/{username}/chores/+page.svelte  ← parent only
-    ├── [fam]/{username}/rewards/+page.svelte ← parent only
+    ├── [fam]/{username}/ledger/+page.svelte ← parent only (rewards/chores/todos)
     ├── [fam]/{username}/bonuses/+page.svelte ← parent only
     ├── [fam]/{username}/settings/+page.svelte ← parent only
     └── [fam]/{username}/preferences/+page.svelte ← both roles
@@ -63,7 +63,7 @@
 /{fam}                         Fam dashboard
 /{fam}/{username}              Parent → admin overview, Child → kanban
 /{fam}/{username}/chores       Parent: chore management
-/{fam}/{username}/rewards      Parent: reward ledger
+/{fam}/{username}/ledger      Parent: rewards / chores / todos ledger
 /{fam}/{username}/bonuses      Parent: bonus configs
 /{fam}/{username}/settings     Parent: family settings
 /{fam}/{username}/preferences  Both: edit name/color