varierty of implementstions based on platform droplet issuance

frontend/src/routes/signup/+page.server.ts

@@ -54,24 +54,9 @@ export const actions = {
 				role: 'parent'
 			});
 			await pbAdmin.create('settings', { famId: fam.id });
-			// Seed the family-level POCKET MONEY bonus template (the teaching
-			// droplet). Per-child instances are created when each child joins.
-			await pbAdmin
-				.create('bonus_templates', {
-					famId: fam.id,
-					name: 'POCKET MONEY',
-					description: 'Weekly pocket money for children',
-					target: 'individual',
-					type: 'threshold',
-					thresholdType: 'percent',
-					occurrence: 'recurring',
-					rewardType: 'cash',
-					rewardValue: '',
-					criteriaValue: 50,
-					period: 'weekly',
-					isPocketMoney: true
-				})
-				.catch(() => null);
+			// Pocket money is a platform-owned global template (seeded by migrate)
+			// and per-child instances are created when each child joins — no
+			// family-level template needed here.
 		} catch (e) {
 			throw new SignupError(
 				`Could not create account — ${e instanceof Error ? e.message : 'please try again'}`