added pocketmoney default droplet

frontend/src/routes/signup/+page.server.ts

@@ -54,6 +54,24 @@ export const actions = {
 				role: 'parent'
 			});
 			await pbAdmin.create('settings', { famId: fam.id });
+			// Seed the family-level POCKET MONEY bonus template (the teaching
+			// droplet). Per-child instances are created when each child joins.
+			await pbAdmin
+				.create('bonus_templates', {
+					famId: fam.id,
+					name: 'POCKET MONEY',
+					description: 'Weekly pocket money for children',
+					target: 'individual',
+					type: 'threshold',
+					thresholdType: 'percent',
+					occurrence: 'recurring',
+					rewardType: 'cash',
+					rewardValue: '',
+					criteriaValue: 50,
+					period: 'weekly',
+					isPocketMoney: true
+				})
+				.catch(() => null);
 		} catch (e) {
 			throw new SignupError(
 				`Could not create account — ${e instanceof Error ? e.message : 'please try again'}`